Federal Govt Shutdown, Fallout in Details

Fallouts look one way at high level --- 800k federal employees at home, without work or pay --- and quite different at detailed level --- the employees cant pay their mortgage, childrens school fees, insurance costs, even if they cover food and emergencies. The fallout is deeper and broader because it trickles down and seeps across worlds. In academia, I know many students who work on govt grants and a third into the semester, they cant work on the grants anymore or get paid, and what happens to their tuition, health benefits, .....